Here are a few things to look for when comparing processors.

When you are ready to search for your next Merchant Account Provider we ask that you look for these main factors when making a decision. In any purchase and one that can affect your bottom line it is safe to say that experience in the business and pricing are major contributes to making a decision. Here are a few things to look for when making comparisons to other providers. Here are a few things to look for when comparing processors. 1. Real Time Solution Price 2. Gateway Fee Costs 3. Statement Fees 4. Monthly Minimums 5. Discount Rate 6. Transaction Fees/Discount Rates 7. Tech Support Fees 8. 24/7 Customer Service 9. Credit Card Terminal Costs
Merchant Account Provider	Real-Time Solution Price	Gateway Fee	Statement Fee	Monthly Minimum	Discount Rate	Transaction Fee	Tech. Support Fee
Fasttransact (Our Choice)	$0.00 (if u have a terminal)	$29.95	$9.95	$15.00	1.55% on up	$0.28	$0.00
Total Merchant Services	$299	$10/month	$10/month	$25/month	2.40%	$0.35	Fee not disclosed
Charge.com Merchant Services	$195	$15/month	$10/month	$25/month	2.35%	$0.30	$0/month
CardService Intl. CardNetCo	$499	$30/month	$10/month	$15/month	2.35%	$0.25	$0/month
Discover Merchant Services	$49.95 Reseller of First data	$19.95/month Authorize.net or Verisign	$5.00/month	Fee not disclosed	2.31% + 1.25 Intl.	$0.13 (Rates vary) +Interchange	Fee not disclosed $12 chargeback fee
Merchant Accounts Express	$179	$14.95/month	$9.95/month	$25/month	2.29%	$0.30	Fee not disclosed
ECHO - Electronic Clearing House, Inc.	Fee not disclosed	$10/month	Fee not disclosed	Fee not disclosed	Fee not disclosed	Fee not disclosed	Fee not disclosed
Costco Merchant Services	$174.99 w/cart	Reseller for Nova (Call for Quote)	$5.95	Reseller of Nova (Call for Quote)	2.01% (Rates vary)	$0.38	$9.99 (Shopping Cart Fee)
Nova Information Services	$394	$0/month	$6/month	$30/month	2.17% (Rates vary)	$0.30	$10/month
Verisign Pay Flow Pro	$249 (Limit 1000 transactions then 10 cents per)	Fee not disclosed	Fee not disclosed	Fee not disclosed	Fee not disclosed	Fee not disclosed	$59.95/mo
Wells Fargo	$99	Fee not disclosed	Fee not disclosed	Fee not disclosed	2.35%	$0.30	$39/month
Online Data Corp	Fee not disclosed	$19.95/month	$10/month	$25/month	2.29%	$0.30	Fee not disclosed
1st American Card Service	$359	Fee not disclosed	$9/month	$20/month	2.30%	$0.30	$0/month
Jaguar PC	Fee not disclosed	$10/month	$10/month	Fee not disclosed	2.29%	$0.35	Fee not disclosed
Bank Card Solutions	$345	$20/month	$10/month	Fee not disclosed	1.99% (Rates vary)	$0.35	Fee not disclosed ($25 annual fee)
EZ Merchant Accounts	$149	$15/month	$5/month	$25/month	2.25% (Rates vary)	$0.30	Fee not disclosed
WorldPay	$299	Included	live tech support and live shopper	$50/month	2.95% Multi Curr. a bit more	$0.45 (fraud screening incl)	$35/month (1st 3 monthly fees waived)
Global Payments	Fee not disclosed	Fee not disclosed	Fee not disclosed	$15/month	2.29%	$0.30	$49.95/month + $15 chargeback fee
DPI Merchant Services	$50	$29.95/month	$10/month	Fee not disclosed	2.35%	$0.30	Fee not disclosed
AIS Media	$595	$15/month	$10/month	$25/month	2.29%	$0.30	Fee not disclosed
Associated Merchant Services	Fee not disclosed	$15/month	$10/month	$10/month	2.28% (Rates vary)	$0.45	Fee not disclosed Annual fee $29
IPaySecure	$295.95	$49.95/mo Cart incl.	$10/month	$0/month	2.25% (Rates vary)	$0.30	Fee not disclosed
Unified Merchant Services	$49.95	Fee not disclosed	$10/month	Fee not disclosed	2.39%	$0.29	Fee not disclosed
Priority Merchant Services	$150-498	$19/month	$10/month	$10/month	2.25 - 2.85%	$0.30 $25 Chargebk	Fee not disclosed. Annual fee $29
Merchant- Systems IPayment	Fee not disclosed	$15/month	$10-12/mo	$10/month	2.47%	$0.30	Fee not disclosed.
Planet Payment (NetResult)	$175	$25/month	Fee not disclosed.	Fee not disclosed.	2.95%	$0.35	Fee not disclosed.
Authorize.Net Resellers Typical Charges	$300-600 +App Fee	$25/month	$10/month	$25/month	2.50%	$0.35	Annual Fee sometimes applies.
PayPal*	None	None	None	None	2.90%	$0.30	None
2Checkout*	$49	None	None	None	5.05%	$0.45	None
I-Bill*	Fee not disclosed	Fee not disclosed	Fee not disclosed	Fee not disclosed	15%	Fee not disclosed	Fee not disclosed
*Not a true merchant account. You process under their merchant account and not your own.
Active Update: October 10, 2002
Note: To have your company added to this chart please contact: steven@infomerchant.net Note: There are many resellers for the companies listed above with additional charges. Tips DISCLAIMER: Rates displayed have been compiled by either calling and asking, or by looking on these companies' web sites. Although we have made every effort to ensure that these figures are accurate, we do not warrant their accuracy. Some of these Banks, Processors and/or Agents may be able to offer lower rates than were quoted to us.