Merchant Account Discount
Does A Discount Merchant Account Exist?
There truly isn’t a Discount Merchant Account but some companies offer that as a marketing pitch. The main course of action is to identify the company and check to see if there are any hidden fees or costs involved. In such a highly competitive market the merchant must identify their business plan and associate that plan with the processor.
Of course, if you are looking for high risk or offshore merchant accounts there are different guidelines and fees that are accessed in making that decision. You can always refer to our merchant services introduction for the most up to date questions and concerns you would have in chosen a merchant account provider. See what the monthly fees are and set up fees as well the longevity of the company. Take time in filling out our online form and we can direct you in the right direction.
Typical processing fees include per transaction fee, batch closing fee, monthly statement fee, and chargeback fee. Additional fees that may apply are application fee, termination fee, account maintenance fee, monthly minimum fee, and gateway access fee.
Most business owners generally try to find a merchant payment provider that offers the lowest discount rate. This fee is usually calculated as a percentage to hundreds (basis point) on the gross dollar amount of each transaction and is deducted from your deposit of credit card funds. In some instances, it can be more advantageous to have a higher rate rather than a lower one because the overall impact on an average ticket depends on the way a merchant account is set up.
Merchant Account Rate Comparisons Chart
Beware of Hidden Fees and Misleading Ads
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