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Merchant Services Club - The Lowest Rates & Free Equipment

2009-02-17T22:34:00.000-08:00


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Merchant Services Club Blog!

2009-02-17T22:16:00.000-08:00

Merchant Services Club

Credit Card Processing in Los Angeles & Nationwide

Merchant Services Club offers a wide variety of business services related to the processing of payments and cash management. We tailor fit a solution based on the specific needs of a business or individual. You will work with a professional that has specific expertise in the service you are interested in. Many of our professionals have over 10 years of experience, so you can feel confident in the solutions we reccomend.

Credit Card Processing - We are a direct credit card processing company, not a "middle man" or a 3rd party processor so we can offer our merchants the lowest rates allowed by Visa, MasterCard and the other Associations. A few highlights of our services are below:

- NO Annual Fees
- NO Application Fees
- NO Cancellation Fees
- PCI Compliant Equipment
- Month to Month Contracts
- LOW Rates & FREE Equipment

E-Check and Check Guarantee Services - Accepting checks from your customers is a great way to increase revenue, and with todays technology you can literally eliminate fraudulent and bounced checks. Our most popular check service allows you to convert the check to an electronic transaction at the time of the sale. The system will verify, and capture funds at the time of sale and deposit your funds with your credit card batches. You then hand the check back to the customer along with a receipt.

- NO Annual Fees
- NO Application Fees
- PCI Compliant Check Processing
- LOWER Rates than credit or debit cards

American Express - Merchant Services Club offers special discounts for merchants opening NEW American Express merchant accounts. Accepting this card is vital for any business. For a small monthly fee, you are opening up your business to a customer base that spends more per average transaction than Visa or MasterCard. Contact a Merchant Services Club representative today to find out about our discounts and bonuses for American Express merchants.

- NO Application Fees
- 24-48 Hour Set Up Time
- Combined Deposits - Receive Amex with your Visa/MasterCard deposits
- Integrated Merchant Statement - Receive Amex, Visa and Mastercard on one statement (On Approval)

Point of Sale Systems & Software - Our Point of Sale department has team members with decades of experience in restaurant and retail point of sale systems. Our service professionals have implemented hardware and software installations for business of every size. Whether you need a single station with a cash register, or you have 50 locations and you need to implement a nationwide software or hardware upgrade, Merchant Services Club can help. Our in house Point of Sale experts will help faciliate the professionals needed for the job. In most cases a successful Point of Sale purchase multiple components including hardware, software, installation, training and support. Our team will help design a solution that is the right fit for your business.

- System design professionals
- Qualified and licensed installation
- Integrated credit card processing
- Restaurant, Retail, Warehouse, Accounting & More

ATM Services - Merchant Services Club offers the most competative and unique ATM solutions on the market. Our diversity as a company allows us to create a package offer for business owners that gives us a competative edge over many other ATM providers. Call one of our representatives to learn more.

- FREE ATM placement (On Approval)
- EARN 100% of surcharge (With MSC Package)
- Stand Alone, Table Top and In-Wall ATM Machines
- Fully optional services available including cash management, and ATM leasing

Gift Cards - Gift cards have become a useful tool for businesses. The gift card not only generates revenue for the company at the time of purchase, but it becomes a walking advertisment for your business. Gift cards have also helped many companies drive traffic to their websites by offering specials on the card or requiring an online registration. We have a variety of gift card and loyalty card solutions. We have a large selection of standard gift card designs, and we also offer custom gift card designs with a countless number of features and options.

- NO Annual fees
- LOW Set up fees
- NO Cancellation fees
- Integrated statement
- Custom gift card design
- Loyalty and reward cards
- Online account management
- FREE options available (For qualifying merchants)

Business Cash Advances (Click Here to Learn More) – The merchant cash advance industry has experienced steady growth since its inception. It provides business owners a real solution to today's financial challenges. Merchants are finding it harder to get approved through their local banks for the capital they need to grow. Receivables financing has been a viable resource for businesses for centuries, a merchant cash advance is essentialy recievables financing. The advance company is agreeing to purchase your future credit card sales for a discounted rate. Then you pay that amount back through a small percentage that is held from your daily credit card transactions. This way, if business is good, you pay off a little more, if business is slow, you aren't strapped for the payment.

- 7-10 Day funding
- Receive up to 200% of your average monthly sales
- Up to 1 Million in capital for businesses that qualify

Criteria:

- 18 months in business
- Credit score of at least 500
- 4 months of processing history
- No bankruptcies in last 18 months
- 6 months business bank statements

Premium Customer Care - PCC represents the ultimate in merchant concierge services. One low monthly fee provides an array of valuable benefits, including: a lifetime warranty on equipment purchased or leased from us, free supplies (excluding shipping costs), free loaner equipment, priority status for technical support, and special discounts on peripheral equipment. If you opted out of our Premium Customer Care program on your Merchant Services Intake Form, we urge you to join today! The benefits are in effect as long as you are a member of PCC.

Manual Imprinters - Visa/MasterCard regulations require a receipt for all face-to-face bankcard transactions. If your terminal should fail, you should have a manual imprinter as a backup. Rent one from us for a low monthly fee, and we will include supplies at no extra charge. Or purchase one for a small fee.

Check Processing Questions

2009-02-17T22:06:00.000-08:00

Check Processing Questions

1 Can I accept checks over the Internet?
2 What is check verification?
3 What is check guarantee?
4 What is electronic check conversion?
5 What is check collection or check recovery?
6 What is a check image?
7 What is check re-presentment?
8 Is it better to accept credit cards or checks online?
9 Why should I accept checks? Aren’t credit cards and cash enough?

LEARN MORE!

If you are currently processing ask us how we can help you switch (fast and easy)

Allow us to understand and fulfill your payment processing needs and combine them into one comprehensive solution uniquely designed for you the merchant, your business, and your budget. Customized quotes are just a phone call away or fill out our online form and a customer service representative will call you.

ALL major credit & bank cards accepted along with checks

Single-source merchant services

Choice of equipment terminals (ask us what better suits your needs)

Online reporting / transaction management/ monthly statements

In-house RISK / UNDERWRITING departments

FREE American Express setup

FREE cost analysis & processing quotes

Discount POS Terminals and Equipment

Low Rates and Processing Fees

Quick Installation

Easy and Fast Approvals

Developer Support for Programmers

Real Time Internet Payment Processing

Experienced Company That You Can Trust

FREE 365 / 24 / 7 customer support

Terminal Sales (U.S. & Intl.)
ORDER ONLINE

Merchant Account Sales (U.S. & Intl.)
(888) 607-4669
Quick Apply (Short merchant pre-application form)

Not Happy with your Current Processor?

Give us a call!

SPECIAL DISCOUNTS for churches & non-profit companies

Check Processing Services

2009-02-17T22:04:00.000-08:00

Check Processing Services

No More High Risk ... Lower Transaction Costs... Fees Less than Credit Cards

Checks remain popular with consumers. Using checks is still one of the most efficient ways to spend your money today. There are risks in obtaining any transaction but with check guarantee its as safe as it gets.

Check Processing Info

Only banks could debit someone’s checking account in the beginning. At first the checks were only paper and the current systems have become electronically transferred. They have also built interfaces in their internal system that allows processors to submit transactions that would be used with a checking account. This network is different from Visa. As long as the information is valid and the checking system is in place then the customer can receive the funds. If you are taking checks online you can do it via pc software or credit card terminals as well. This would be a batch that would be different then accepting Visa or MasterCard and then if there are any returned checks or issues the processor can pay you back immediately or can take a few days.

Our Check Processing System allows:

Using Checks costs less then using credit cards.
It protects you from bounced checks.
It automatically deducts funds from your account.

Quick Representment Service:

CHECK REPRESENTMENT QUICK FACTS:

You’re not bothered with collection issues – focus on your core business instead. Your bank mails us all your returned checks. We re-present them up to two times electronically through the Automated Clearing House (ACH).

The second re-presentment is on the 1st or 16th of the month to increase success rates. You are paid 100% of the face amount of the check upon collection. Funds are electronically credited to your account twice a month.

HIGHLIGHTS!

-No charge to you!
-Automatic reimbursement.
-Payday re-presentment improves chance of collection.
-Your bank forwards your returned items directly to our processing center.
-Customer service - 24 hours a day, 7 days a week including holidays.
-Doesn't cost you anything.
-Stops you for embarrassment from bounced checks.

Check Collections:

-Receive Check Collection Letters.
-Check Images
-Licensed in all 50 States.

Check Guarantee:

Does your company accept a large number of checks? Your ability to protect, deposit, verify and guarantee the check received by a customer has just become easier.

Check Guarantee has state of the art check Authorization, Guarantee, and Internet Check acceptance that is suited for your company. Although credits card usage is becoming the preferred method of payment, Checks at the current time, still lead the pack. Programs created below are fully compatible with POS terminals and software and can be integrated into your merchant agreement.

Check Conversion:

-Faster check processing.
-Bank consolidation: funds can be centralized, while converted at each retail location.
-Checks are electronically deposited in your account. No more trips to the bank. No more check deposit slips to complete.
-Quick detection of check fraud reduces your exposure to the intentional bad check writer.
-Eliminates lost or stolen checks before deposit.
-Check verification at no additional cost.
-Immediate reports through each point-of-sale terminal.

Check Verification:

Just use the routing and checking account number found on the check itself for an authorization. Your cost is minimal when using checks! Any returned check will be forwarded to a collections department and you will receive 100% of the check amount upon collection of funds from the bad check writer if you send the check to the collections department within 30 days. Since the bad check writer will be put on the "black" list until he pays, he has a good reason to pay.

Benefits of Authorization:

-Very quick and easy when used with a check reader (takes only seconds)
-No discount fee charged to Merchant
-Bad check are automatically forwarded to collection agency (no Merchant involvement)
-Merchant is reimbursed 100% of check upon successful collection; no additional fees!

SIGN UP FOR FREE OR LOW-COST* CHECK SERVICES NOW!

* Initial discount rate determined by industry. Adjustable up or down based on actual check experience.

LEARN MORE!

If you are currently processing ask us how we can help you switch (fast and easy)

ALL major credit & bank cards accepted along with checks
Single-source merchant services
Choice of equipment terminals (ask us what better suits your needs)
Online reporting / transaction management/ monthly statements
In-house RISK / UNDERWRITING departments
~~No High Prices~~
FREE American Express setup
FREE cost analysis & processing quotes
Discount POS Terminals and Equipment
Low Rates and Processing Fees
Quick Installation
Easy and Fast Approvals
Developer Support for Programmers
Real Time Internet Payment Processing
Experienced Company That You Can Trust
FREE 365 / 24 / 7 customer support

Terminal Sales (U.S. & Intl.)
ORDER ONLINE

Merchant Account Sales (U.S. & Intl.)
(888) 607-4669
Quick Apply (Short merchant pre-application form)

Not Happy with your Current Processor?
Give us a call!

SPECIAL DISCOUNTS for churches & non-profit companies

Email contact: InfoMerchant

Visit our new Portland Ask a Merchant Directory and Online Community.

Check out InfoFAQ Shopping Guides for useful information.

Credit Card Processing Info

2009-02-17T22:03:00.000-08:00

Credit Card Processing Info

Credit Card Processing	Debit Card Processing
• Visa • MasterCard • American Express • Discover • Carte Blanche • Diners • JCB	• Maestro • Interlink • Star System • Pulse • NYCE
Check Processing	Collection Services
• Electronic Check Conversion* • ACH Checking • Check Guarantee • Online Checks • Electronic Funds Transfer	• Traditional Check Collections • Electronic Re-Presentment • Licensed in all 50 States
Customer Service	Internet Financial Portal
• 24 Hours a Day • 7 Days a Week Incl. Holidays • Toll-Free Access • Web-Based Support	• E-Commerce Enabled Web Site • Online Transaction History • Online Bank Account Access • National Business Directory
Your Choice of "Front End" Transaction Entry Options
• Point of Sale Terminals • Online Website • PC Software • Via Laptop	• Browser-Based Virtual Terminals • Touch Tone Telephone • Fax Machine • Cell Phone Processing
* Electronic Check Conversion - Paper checks are converted to electronic items, so you don't have to deposit them at your bank.

What do I need to accept credit cards at my business?

You don't need anything special to accept credit cards at your business. We approve 98% of applications for U.S. businesses. While there are a few types businesses that we do not approve, we DO approve retailers, service businesses, mail order, telephone order, Internet, home-based businesses and multi-level marketing businesses.

Here is 5 steps to start accepting Credit Cards for Processing:

1. First you must take the initiative and do some research for a credit card processing company who is legitimate and can provide good fees and great customer support at any time. Some people would rather save a few bucks and sacrifice good customer support. I would rather have great customer support with a legitimate company for downtime issues etc. Also, determine if you are high risk, retail or online merchant by asking one of our sales agents.

2. Once you have established a repore with a legitimate company they will ask you information about yourself and business information as well. This can be first completed by filling out an online application or calling our 800 number. They will contact you and finish the application process and determining fees.

3. if you are an online merchant or retail merchant you need a system to accept your types of payments at your location or via the Internet.

4. The sales team will have run your application and the underwriters will determine your status and help you download the software into the terminal at your place of business or set your online system in place to start accepting credit cards and checks.

5. Good Luck! You are now accepting payments either online or retail and enjoy the successes of being a business owner and merchant.

Internet Merchant

You will use a payment gateway, shopping cart or virtual terminal to run your transactions depending on your products and location status.

Retail Merchant

You will be using a Credit Card terminal or PC software system that will run your transactions at your business locations. Visit our store and we can help determine the best POS solution for your business.

LEARN MORE!

If you are currently processing ask us how we can help you switch (fast and easy)

ALL major credit & bank cards accepted along with checks
Single-source merchant services
Choice of equipment terminals (ask us what better suits your needs)
Online reporting / transaction management/ monthly statements
In-house RISK / UNDERWRITING departments
~~No High Prices~~
FREE American Express setup
FREE cost analysis & processing quotes
Discount POS Terminals and Equipment
Low Rates and Processing Fees
Quick Installation
Easy and Fast Approvals
Developer Support for Programmers
Real Time Internet Payment Processing
Experienced Company That You Can Trust
FREE 365 / 24 / 7 customer support

Terminal Sales (U.S. & Intl.)
ORDER ONLINE

Merchant Account Sales (U.S. & Intl.)
(888) 607-4669
Quick Apply (Short merchant pre-application form)

Not Happy with your Current Processor?
Give us a call!

SPECIAL DISCOUNTS for churches & non-profit companies

Email contact: InfoMerchant

Visit our new Portland Ask a Merchant Directory and Online Community.

Check out InfoFAQ Shopping Guides for useful information.

FedEx and Shipping Images

2009-02-17T22:01:00.000-08:00

FedEx and Shipping Images

Just in case you might have been searching around for the right image to use on your E-Commerce web page or shopping cart, here are some images for you to use. Just right click on the image and save it to your hard drive and you are ready to upload it to your server.

LEARN MORE!

If you are currently processing ask us how we can help you switch (fast and easy)

ALL major credit & bank cards accepted along with checks
Single-source merchant services
Choice of equipment terminals (ask us what better suits your needs)
Online reporting / transaction management/ monthly statements
In-house RISK / UNDERWRITING departments
~~No High Prices~~
FREE American Express setup
FREE cost analysis & processing quotes
Discount POS Terminals and Equipment
Low Rates and Processing Fees
Quick Installation
Easy and Fast Approvals
Developer Support for Programmers
Real Time Internet Payment Processing
Experienced Company That You Can Trust
FREE 365 / 24 / 7 customer support

Terminal Sales (U.S. & Intl.)
ORDER ONLINE

Merchant Account Sales (U.S. & Intl.)
(888) 607-4669
Quick Apply (Short merchant pre-application form)

Not Happy with your Current Processor?
Give us a call!

SPECIAL DISCOUNTS for churches & non-profit companies

Email contact: InfoMerchant

Visit our new Portland Ask a Merchant Directory and Online Community.

Check out InfoFAQ Shopping Guides for useful information.

List of MasterCard Images & Logos

2009-02-17T22:00:00.000-08:00

List of MasterCard Images & Logos
	Corporate Card Image
	Government Card (Fleet) Image
	Government Card (Multi) Image
	Government Card (Purchasing) Image
	Government Card (Travel) Image
	Standard Debit Card Image
	Gold Debit Card Image
	Platinum Debit Card Image
	Standard MasterCard Image
	Gold MasterCard Image
	Platinum MasterCard Image
	World MasterCard Image

LEARN MORE!

If you are currently processing ask us how we can help you switch (fast and easy)

ALL major credit & bank cards accepted along with checks
Single-source merchant services
Choice of equipment terminals (ask us what better suits your needs)
Online reporting / transaction management/ monthly statements
In-house RISK / UNDERWRITING departments
~~No High Prices~~
FREE American Express setup
FREE cost analysis & processing quotes
Discount POS Terminals and Equipment
Low Rates and Processing Fees
Quick Installation
Easy and Fast Approvals
Developer Support for Programmers
Real Time Internet Payment Processing
Experienced Company That You Can Trust
FREE 365 / 24 / 7 customer support

Terminal Sales (U.S. & Intl.)
ORDER ONLINE

Merchant Account Sales (U.S. & Intl.)
(888) 607-4669
Quick Apply (Short merchant pre-application form)

Not Happy with your Current Processor?
Give us a call!

SPECIAL DISCOUNTS for churches & non-profit companies

Email contact: InfoMerchant

Visit our new Portland Ask a Merchant Directory and Online Community.

Check out InfoFAQ Shopping Guides for useful information.

List of Visa Card Images

2009-02-17T21:57:00.000-08:00

List of Visa Card Images

	Visa Classic Card Image

	Visa Gold Card Image

	Visa Platinum Card Image

	Visa Signature Card Image

	Visa Infinite Card Image

	Smart Visa Card Image

	Visa Payroll Card Image

	Visa Check Card Image

	Visa Buxx Card Image

	Visa TravelMoney Card Image

	Visa Corporate Card Image

	Visa Purchasing Card Image

	Visa Fleet Card Image

	Visa Commercial Card Image

	Visa Business Credit Card Image

	Visa Business Check Card Image

	Visa Secured Card Image

	Smart Visa Business Card Image

	Co-branded Card/Affinity Card Image

LEARN MORE!

If you are currently processing ask us how we can help you switch (fast and easy)

ALL major credit & bank cards accepted along with checks
Single-source merchant services
Choice of equipment terminals (ask us what better suits your needs)
Online reporting / transaction management/ monthly statements
In-house RISK / UNDERWRITING departments
~~No High Prices~~
FREE American Express setup
FREE cost analysis & processing quotes
Discount POS Terminals and Equipment
Low Rates and Processing Fees
Quick Installation
Easy and Fast Approvals
Developer Support for Programmers
Real Time Internet Payment Processing
Experienced Company That You Can Trust
FREE 365 / 24 / 7 customer support

Terminal Sales (U.S. & Intl.)
ORDER ONLINE

Merchant Account Sales (U.S. & Intl.)
(888) 607-4669
Quick Apply (Short merchant pre-application form)

Not Happy with your Current Processor?
Give us a call!

SPECIAL DISCOUNTS for churches & non-profit companies

Email contact: InfoMerchant

Visit our new Portland Ask a Merchant Directory and Online Community.

Check out InfoFAQ Shopping Guides for useful information.

If you are currently processing ask us how we can help you switch (fast and easy)

2009-02-17T21:56:00.000-08:00

Manage Your Account
Once you have a merchant account, The service is a fast way to manage it. All you need is Internet access from your PC and you can review yesterday's credit card transactions, last week's . . . or last October's! This is a vital part of running a business and reviewing customers transactions or putting together monthly or annual reports.

Other features include:

Reduce your research time on retrieval requests or chargebacks.

One low monthly fee covers your service for unlimited research time and access. Minimal per-transaction load charge.

12-month transaction history available

Respond instantly to chargebacks or retrieval requests on transactions conducted without the customer present.

LEARN MORE!

If you are currently processing ask us how we can help you switch (fast and easy)

ALL major credit & bank cards accepted along with checks
Single-source merchant services
Choice of equipment terminals (ask us what better suits your needs)
Online reporting / transaction management/ monthly statements
In-house RISK / UNDERWRITING departments
~~No High Prices~~
FREE American Express setup
FREE cost analysis & processing quotes
Discount POS Terminals and Equipment
Low Rates and Processing Fees
Quick Installation
Easy and Fast Approvals
Developer Support for Programmers
Real Time Internet Payment Processing
Experienced Company That You Can Trust
FREE 365 / 24 / 7 customer support

Terminal Sales (U.S. & Intl.)
ORDER ONLINE

Merchant Account Sales (U.S. & Intl.)
(888) 607-4669
Quick Apply (Short merchant pre-application form)

Not Happy with your Current Processor?
Give us a call!

SPECIAL DISCOUNTS for churches & non-profit companies

Email contact: InfoMerchant

Visit our new Portland Ask a Merchant Directory and Online Community.

Check out InfoFAQ Shopping Guides for useful information.

Transaction Review

2009-02-17T21:53:00.000-08:00

Transaction Review
(Its Easy and Fast)

This online service is available on a 24 hours a day basis and allows you to review transactions for the day, the week, or any period up to 30 days. Summary transactions are shown in table format, with totals for the period selected appearing at the bottom of the screen.

Transaction types are identified as follows:

CK (System check)
ES (Authorization with Deposit)
AD (Address Verification)
AV (Authorization with Address Verification)
AS (Authorization)
DS (Deposit)
CR (Credit)
EV (Combined AVS/Authorization/Deposit)

LEARN MORE!

If you are currently processing ask us how we can help you switch (fast and easy)

ALL major credit & bank cards accepted along with checks
Single-source merchant services
Choice of equipment terminals (ask us what better suits your needs)
Online reporting / transaction management/ monthly statements
In-house RISK / UNDERWRITING departments
~~No High Prices~~
FREE American Express setup
FREE cost analysis & processing quotes
Discount POS Terminals and Equipment
Low Rates and Processing Fees
Quick Installation
Easy and Fast Approvals
Developer Support for Programmers
Real Time Internet Payment Processing
Experienced Company That You Can Trust
FREE 365 / 24 / 7 customer support

Terminal Sales (U.S. & Intl.)
ORDER ONLINE

Merchant Account Sales (U.S. & Intl.)
(866) 600-9797
Quick Apply (Short merchant pre-application form)

Not Happy with your Current Processor?
Give us a call!

SPECIAL DISCOUNTS for churches & non-profit companies

Email contact: InfoMerchant

Visit our new Portland Ask a Merchant Directory and Online Community.

Check out InfoFAQ Shopping Guides for useful information.

Online Batch Services

2009-02-17T21:50:00.000-08:00

Online Batch Services

Batch File Processing
If you are a mail order, telephone order or Direct Marketing Account (DMA), you need to have transactions authorized and money deposited in an efficient manner our online Batch service is a "wholesale payment" processing system, whereby you can transmit hundreds of thousands of payments to be processed.

In seconds, you can have your credit card transactions quickly authorized and deposited through a secure Internet connection.

Batch Processing Info

If you take in a high number of sales and you check your statement you will more than likely see only one deposit, and the fees have been deducted from your sales from the processor. The merchant at the end of the day batches the funds and sends it electronically through a POS terminal to the processor.

How It Works
Using Microsoft Excel, Access or any other program that can create a "flat file" of data. The transactions are processed immediately, with reporting available virtually immediately to provide data on each transaction.

Recurring Transactions
It's also also useful if you have recurring transactions, such as monthly subscription fees. Each month you can upload a file containing all of your customers' transaction information to bill your customers for another month.

note: You don't need to upload a batch if you just have a few transactions, since you can just enter them in manually using the Virtual Terminal.

Availability of Funds
Funds are available in your account at the sponsoring bank account two business days after date of receipt of the file.

Pricing
Discount rates are determined by your business, fulfillment process and other factors.

LEARN MORE!

If you are currently processing ask us how we can help you switch (fast and easy)

ALL major credit & bank cards accepted along with checks
Single-source merchant services
Choice of equipment terminals (ask us what better suits your needs)
Online reporting / transaction management/ monthly statements
In-house RISK / UNDERWRITING departments
~~No High Prices~~
FREE American Express setup
FREE cost analysis & processing quotes
Discount POS Terminals and Equipment
Low Rates and Processing Fees
Quick Installation
Easy and Fast Approvals
Developer Support for Programmers
Real Time Internet Payment Processing
Experienced Company That You Can Trust
FREE 365 / 24 / 7 customer support

Terminal Sales (U.S. & Intl.)
ORDER ONLINE

Merchant Account Sales (U.S. & Intl.)
(888) 607-4669
Quick Apply (Short merchant pre-application form)

Not Happy with your Current Processor?
Give us a call!

SPECIAL DISCOUNTS for churches & non-profit companies

Email contact: InfoMerchant

Visit our new Portland Ask a Merchant Directory and Online Community.

Check out InfoFAQ Shopping Guides for useful information.

Online Virtual Terminal Processing

2009-02-17T21:48:00.000-08:00

Online Virtual Terminal Processing

How Does a Virtual Terminal Work?

A Virtual Terminal allows you to manually process credit card and check transactions from any computer with an Internet connection in the world. You simply login to a secure website with a login and password and you are able to charge cards, perform authorizations, and even process credits. It is ideal for businesses who are accepting credit cards over the phone, via email or fax.

In addition, you have complete online reporting of all your transactions and orders.

Uses for a Virtual terminal:

-Accepting credit card payments by phone, fax or email!
-Mail order businesses
-Call center operations
-Insurance companies
-Newspapers and magazines
-Trade Shows
-Carpet Cleaning Businesses
-Charities
-Utility companies
-Service companies

With an Online Virtual Terminal You Can:

-manually enter credit card transactions for mail or phone order sales.

-refund money to a customer's credit card.

-automatically bill customers for recurring charges.

-check the status of transactions, and run a variety of reports.

-capture previously authorized transaction.

LEARN MORE!

If you are currently processing ask us how we can help you switch (fast and easy)

ALL major credit & bank cards accepted along with checks
Single-source merchant services
Choice of equipment terminals (ask us what better suits your needs)
Online reporting / transaction management/ monthly statements
In-house RISK / UNDERWRITING departments
~~No High Prices~~
FREE American Express setup
FREE cost analysis & processing quotes
Discount POS Terminals and Equipment
Low Rates and Processing Fees
Quick Installation
Easy and Fast Approvals
Developer Support for Programmers
Real Time Internet Payment Processing
Experienced Company That You Can Trust
FREE 365 / 24 / 7 customer support

Terminal Sales (U.S. & Intl.)
ORDER ONLINE

Merchant Account Sales (U.S. & Intl.)
(888) 607-4669
Quick Apply (Short merchant pre-application form)

Not Happy with your Current Processor?
Give us a call!

SPECIAL DISCOUNTS for churches & non-profit companies

Email contact: InfoMerchant

Visit our new Portland Ask a Merchant Directory and Online Community.

Check out InfoFAQ Shopping Guides for useful information.

Secure Payment Gateway

2009-02-17T21:46:00.000-08:00

Secure Payment Gateway

Accept Credit Cards

The Internet Gateway is a secure web server that provides an interface for merchant websites and shopping carts that require real-time transaction processing. The merchants either have an SSL server or not and can connect via http with the payment gateway to get a real-time credit card card authorization.

Accept Electronic Checks

We offer gateway and software solutions and also run electronic checks. Or just do a "check verification" in real time. We process check transactions as ACH items and offer complete online ACH Reporting and a Virtual Terminal for checks.

Payment Gateway Info

In the beginning the merchant would accept checks and then take those checks to the banks for deposit. All the processors in the 70’s and 80’s developed systems that would talk directly to the terminals through phone lines and high speed data lines that were not part of the Internet. Then when the Internet came along the older processors didn’t have the expertise in this area. These other 3rd party systems are for the most part defined as a payment gateway that would talk to shopping carts and checkout pages on the Internet and then turn and take the information directly to the processors who are familiar with it. So in essence it goes from a Shopping cart through the Internet to the gateway and then it translates and goes to the processor and answers back to the shopping cart software. Newer processors have developed their own payment gateway and depend on who you are dealing with for that system to be recognized. Some of the older processors have compatibility with many other payment gateways. You have to have the trust of the processor and Visa has standards that need to be met and has to be compliant through Visa and all its security requirements.

VeloCT Payment Gateway:

Our unique system requires unique login and ID for multiple users and has tremendous fraud screening controls. You can select a blacklist, emails, Ip addresses, dot extension screening and more and repeated credit card hacking system. You can also charge customer by using our virtual Terminal System which is secure.

Want to accept Checks (Verified by Visa):

We have an integrated ACH system and E-payment solutions to choose from which includes ACH and electronic checks with integrated payment forms.

How secure is the Payment Gateway?

It has secure and centralized data management and is hosted in a 24 hour secured high capacity data center.

Are the transactions through your gateway fast?

The transaction process takes only 1.5 to 3.5 seconds (it also depends on the processor) All high volume merchants can choose a direct source secure socket to and from the VeloCT gateway.

How customizable are the payment forms?

The payment forms are very customizable and you have access to change fields, change colors, fonts, place logo, and it complies with the New ECML standards by Mastercard for shopping cart compatibility. You can automize your email messages for the virtual terminal and automated general emails as well. You can also set up for re-bills and account activations.

Processor Certifications:

Some of the certified processors include FDR Omaha, Nashville, Vital, Nova, Global East and Firepay.

Customer Transaction and Data Monitoring:

You can view and monitor your customer base daily with our easy to use data center. You can view all transactions approved and declined, void, credit and return and batch.

ACI Response Codes:

These Response codes identify downgraded, non-qualified transactions.

CVV2 Response Codes:

FDR and Vital 3-digit card number verification.

AVS Codes:

AVS code parameters can be adjusted for issuing bank and processor requirements.

What type of Search & Report features are there?

Through VeloCt's custom reports it allows merchants to analyze and customize the criteria into special reports. This can include settlement, transaction origin, date, status or amounts. You can also export to Excel and Quickbooks.

Purchase Card Level II Processing: Does it allow level lll pass through?

Veloct meets the needs of business institutions who require to pass through Level III purchase card data.

Internal Periodic Billing & Invoicing Systems:

The Veloct system can handle periodic billing with a full-factored automated invoicing system. All Sales Agents can qualify for direct billing of their merchants when required.

When are Daily Automated Settlements settled?

Transactions are settled automatically each night.

Membership and Password Management:

It contains Real-time membership sign-up and self-cancellation, recurring billing, and nightly local password file synchronization.

Multiple Website Support:

The creative and cost effective feature is that Sales Agents can manage multiple websites under one Visa/MC approved account.

Batch Processing:

The larger merchants can batch their credit card and check files in a matter of 5 transactions per second. THAT'S FAST!!

Swipe Data Certification:

All retail POS systems with swipe wedge can integrate to veloCt through High speed internet connections.

Hotel Interchange: What is Hotel Interchange Certification?

Hotels can accept credit cards for online reservations. The Hotel interchange rates are qualified.

Payment Gateway Companies Info

To become a Payment Gateway a company must have trust with the processor and with Visa, Visa has standards that need to be met and has to be compliant through the Credit Card Network and all of Visa's security requirements.

Payment Gateway Comparison
brought to you by Zolotek regarding Interchange integration.

These are only some of the Payment Gateway providers which integrate very easily into Interchange.
SecureTrading:
SecureTrading (based in the UK) require you to have a merchant account from your bank, but give you two methods of accepting payments: using your own server with SSL, or if you don't have a secure server then you may use theirs. Using their server is very straightforward: the payment form on your server sends them all information except for the credit card, the customer moves to the ST server and enters the credit card information, and pressing the 'Pay' button then sends a 'callback' to your server with all information (bar credit card) available for further processing and optionally displays a receipt page from your server on the ST server. Using your own server entails running a Java app called XPay which encrypts all information with 1024 bit security before sending it to the ST server. Communication with the XPay app is by XML strings from Interchange. The annual charge, at GBP195, is rather high but they do not have a monthly charge.
Pros:	Cons
Free setup, reasonable transaction fees Able to use your own SSL server Able to use their server, and fully customise the pages. A full 'virtual terminal' for managing transactions	Need to have your own Merchant Account Recurring billing system is a little clunky Nobody has yet written an Interchange payment module for their new interface
AuthorizeNet / PlanetPayment
AuthorizeNet and their international arm PlanetPayment (based in the US) works in one of two ways: It either captures the necessary customer information (name, credit card number, etc.) from a merchant's own secure transaction page, or it displays a customizable transaction page hosted on an Authorize.Net secure server, for the customer to fill out. Merchants can check the status of transactions or run reports on past activity by going to the Authorize.Net Web site and logging on to their own password-protected Authorize.Net site. And online businesses can use the Authorize.Net Virtual Terminal to enter payment information manually if customers prefer to call in their credit card information.
Pros:	Cons:
Can use own server Full multi-currency Virtual terminal	Need a Merchant Account
Echo
Echo is an all in one solution, as they not only own their own bank but also provide merchant accounts and their own payment gateway. Their rates are extremely reasonable, and the only major negative is that they do not accept businesses from outside the US (which fact is stated clearly on their pages). Customer reports are generally very positive, and negative reports are pretty-well unknown.
Pros:	Cons:
Merchant account is included Extremely good rates A very tidy all-round solution	Only for US applicants Do not accept European debit cards: Solo, Switch, Delta, Electron
Protx
Protx are based in the UK, have been in business since 1995, and operate as a payment gateway for Visa, Master/Eurocard, Switch, Solo, Delta credit and debit cards. Their transaction fee is an amazingly low 5p per transaction. No percentage, no monthly fees, no annual fees, no setup fees. Just the 5p for an authorisation or refund. (GBP 5p is approximately USD 8c). They can operate either with a direct background call for authorisation, meaning that your customer stays on your site, or optionally by redirecting your customer to their secure server and completing the transaction there.
Pros:	Cons:
Lowest rates known - 5p per transaction Take most credit and debit cards	Need a separate merchant account
PayQuake / US Merchant Systems
PayQuake is a wholly owned subsidiary of US Merchant Systems, which has been in business for 10 years. PayQuake has three different plans (between which you may change at any time), starting from zero monthly with 3.75% and 50c, US$9.95 monthly with 2.75% and 40c, up to US$19.95 monthly with 2.35% and 30c per transaction. All plans have a US$49 annual fee, and setup fees are zero, US$99 and US$99 respectively. Options of cheque payment and debit card acceptance. They claim to take non-US merchants, but investigation shows that they are simply re-selling WorldPay, and the application form which they email back to you features the WorldPay logos quite prominently. This form no longer offers merchant accounts, but only payment gateways, and tells you to look at this page, which gives a very different perspective but unfortunately does not appear to be linked from their main website. Some people to find this rather confusing and deceptive.
Pros:	Cons:
Very good rates Use the well-established Authorize.net gateway Accept: Visa/MC, Amex, Diners, Discover	Do not accept European debit cards: Solo, Switch, Delta, Electron Do not offer merchant accounts to those outside the US
Charge.com
Charge.com appear to be a good choice for those merchants based in the US. If you are based outside of the US, do not bother to apply. Even though the application form gives all relevant fields for international data, and by telephone they will agree that they accept international applicants for their merchant accounts, in fact this is quite deceptive. Once an international merchant submits his application, Charge.com will fail to courier the documents for signing as they promise, and if pressed will tell you to look at this page instead. This turns out to be 2checkout.com, which is a "third party" processor, cannot give merchant accounts to anyone, and has no more than an affiliate relationship with Charge.com. Otherwise, for applicants within the US, this could be a good choice. Be aware though, that even though they claim to have no setup or application fee, you are required to pay US$195 for their "Virtual Terminal" - all other processors known to us give you this terminal for free.
Pros:	Cons:
Very good rates Use the well-established Authorize.net gateway Accept: Visa/MC	Do not accept European debit cards: Solo, Switch, Delta, Electron Easy to be misled by their website if you are from outside the US
WorldPay:
WorldPay (based in the UK) offer two systems: one for those with their own Merchant Account, and a "WorldDirect" package for those without. The "WorldDirect" package appears to be a bureau (3rd party) account in which you share the merchant account with the processor, but in fact you will get a standard merchant account from WorldPay's parent company, NatWest (in turn owned by the Royal Bank of Scotland). This merchant account is tied to the WorldPay gateway, so you are not able to use it with any other gateway/processor. Despite the rather confusing verbiage on WorldPay's website, you should have just as much chance of success with an application for a merchant account directly to NatWest as you would by applying through the medium of WorldPay. In either case, the mechanics of their gateway mean that you need to transfer your customer to the WP server to enter credit card details, though you can send all other information to their server to pre-populate the form. This page on the WorldPay server allows only very basic customisation, though the receipt page can be one from your own server which is displayed on the WP server, and their is a 'callback' which sends all information (bar credit card) back to your server for further processing. It is also worth noting that their standard fraud detection is extremely basic. For example, they do not check the card-holder's name as genuine (meaning that you could enter "Pink Fairy" and WorldPay would accept the name). In fact their only standard fraud check is that the card is not reported stolen and that it holds sufficient funds for the transaction. This is below the standard which Zolotek.net deems appropriate and adequate. They have other detection systems, but these are not part of the standard package and you need to pay extra. Their standard charges are very high - 4.5% of the transaction, plus GBP 150 pa. Even worse, whilst all other merchant account providers will pay you your funds within 2 to 3 days, Worldpay make you wait for between 30 to 45 days. Overall, we are unable to recommend WorldPay to our customers.
Pros:	Cons
A full 'callback' facility, though not easy to setup Very good recurring billing	Must use their secure server rather than your own, only some customisation allowed Standard fraud detection is extremely basic High charges - 4.5% plus GBP150 pa. 30 - 45 days wait for your pay-out.

Some "M-Commerce" email and Mobile Phone systems These systems have been developed especially to avoid the traditional credit card systems, and allow payment by your mobile phone or by email.
PayBox
PayBox lets you make payments through your standard GSM mobile phone, and works like a debit card. Each payment is debited from your bank account only after you have authorised the transaction by entering your paybox PIN on your mobile phone. Example: you go to an internet shop, and choose to pay by PayBox. Instead of giving your card details on the checkout page, uou give your mobile number. PayBox then calls you, states the amount to be paid, and you authorise this by entering your PayBox PIN into your phone. The funds are then debited from your account by PayBox and credited to the merchant's account. Security is high, as the GSM network is recognised as inherently secure, and the banking side is handled by Deutsche Bank.
Pros:	Cons
Excellent mobile system - all the customer needs is his phone Instant payment transfers Can handle refunds etc	America has only a limited GSM network (though it is standard in virtually the entire rest of the world)
MoneyBookers
MoneyBookers.com is based in the UK, and so has the advantage of understanding and processing a variety of currencies. This is a system which allows you to send or receive payments by email, and it is very simple and cheap to operate. Accounts are activated immediately that people register, and you can send or receive money immediately without waiting for statement confirmations á là Paypal. As a merchant, you may receive money either through a normal email at extremely low rates, or setup a payment page which the customer will use in the normal way. Can be used for auctions very easily.
Pros:	Cons:
Extremely good rates Very simple to use Sender does not need a Credit Card	Server option must use their server Support staff not always on the ball
PayPal
While PayPal cannot be recommended as a primary solution, there are some merchants who find that it's viable as an emergency backup solution. There are some quite major drawbacks to using PayPal, the first of which is quite serious and in our opinion disbars it from being your normal gateway: * any potential customer to your shop must not only register but also confirm with Paypal - to confirm means to take the Paypal PIN from his credit card statement and go back to the Paypal site with it to finish the registration process. Therefore, if a customer to your shop is not already a Paypal member, he may have to wait a month before being allowed by Paypal to buy something from you. We all know what customers do if they can't buy it now .. they go to your competitors. * you can accept only US$ * you may not customise their server pages at all (bar a very small logo) * and the 'PayPal' name is all that appears on your customer's credit card statement, not your own name.
Pros:	Cons:
Free setup and low fees Very good recurring billing system Good 'virtual terminal' system	Customers may have to wait a month before allowed to purchase Must use their secure server, minimal customisation allowed Only single currency - US$ Only accept a few cards Merchant must be their list of "approved" countries

Some "Bureau" or "Third Party" Gateways The following are what is known as a "bureau" or "3rd party" providers, meaning that you do not need your own merchant account as they have the special type of merchant account themselves which can be shared with other merchants,eg, you.
Paysystems.com
Paysystems.com is generaly quite highly regarded as being proficient and good value. They have two packages: the first has no monthly fees and reasonable transaction rates, though you will not have your company name on the card-holder's statement. The second has quite high monthly fees, low transaction rates, and your company name will appear on the card-holder's statement. Their accounting week runs from midnight Sunday to midnight Sunday, and they will pay you on the following Thursday.
Pros:	Cons:
Weekly pay-out Generally good rates Good "Merchant Control Centre"	Small rolling reserve kept by them Rates higher than some others
2Checkout.com
2Checkout.com is similar to Paysystems' cheaper package. Setup fee is reasonable at US$49, annual and monthly fees are zero, and transaction charges are 5.5% plus 45c. Your customer will need to transfer from your site to the 2Checkout site to enter details and make payment, and their Terms specifically prohibit you from entering your customer's card details yourself. If your fraud-prevention policy is to always take your customer's details yourself so as to run your own fraud checks (eg, phone up the telephone number given) and then put the card through manually, then you will not be able to use 2Checkout.com. Their accounting period runs from the 1st to the 15th of each month, and the 16th to the end of the month. Payouts are one or two days after the end of each accounting period. Most user reports prefer PaySystems over 2Checkout, for reasons of customer support and general proficiency.
Pros:	Cons:
Reasonable rates and fees Reasonably quick payout	Must send customer to their pages Their pages allow only minimal customization

by Zolotek regarding Interchange integration.

LEARN MORE!

If you are currently processing ask us how we can help you switch (fast and easy)

ALL major credit & bank cards accepted along with checks
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Online reporting / transaction management/ monthly statements
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~~No High Prices~~
FREE American Express setup
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SPECIAL DISCOUNTS for churches & non-profit companies

Email contact: InfoMerchant

Visit our new Portland Ask a Merchant Directory and Online Community.

Check out InfoFAQ Shopping Guides for useful information.

Wireless Credit Card Processing Terminals

2009-02-17T21:45:00.000-08:00

Wireless Credit Card Processing
(Cell Phone, Palm Pilot and Handheld Transactions)

I am currently starting a small business and I'm looking for a credit card terminal that has mobile capabilities. Do you have any suggestions?

TOUCH PAY SYSTEM

Only $19 Setup Fee

Handheld Wireless Processing Info

Accept all major credit cards using a wireless portable device such as a pos terminal or cell phone. With a wireless pos terminal you maintain the same discount rate as you would with a retail brick and mortar store account.

How Long does the application process take?

Most of the applications are approved on the same day or next day. You can begin processing credit cards by filling out our simple inquiry form and we will contact you immediately.

Simple Solution:

You can use any type of phone solution to use our touch pay system. Here are some of the benefits the merchant obtains and enjoys using Touch-Pay.

1. Anyone can use the system as long as you have a phone. (Save$$$$ on not having to buy a POS system)
2. Process Higher amounts then the competitors
3. Keep track of all your statements (mailed monthly)
4. 24 hour support
5. Online track reporting
6. Easy to use quick touch entry

Are there any hidden fees?

No hidden or unnecessary fees involved. What you see is what you get with our touch pay system.

No Time Contracts!
No Termination Fee!
No Cancellation Fee!

Below is a cost comparison chart of our fees and the competitors:

TOUCH PAY SYSTEM

The Touch Pay allows access to mobile processing without purchasing an expensive POS system. If you are concerned of the uncertainty of your monthly volume and are trying to keep start up costs low the touch pay system is for you. All the transactions you accept are usually deposited into your account within 24-48 hours.

How Long does the application process take?

Most of the applications are approved on the same day or next day. You can begin processing credit cards by filling out our simple inquiry form and we will contact you immediately.

Simple Solution:

You can use any type of phone solution to use our touch pay system. Here are some of the benefits the merchant obtains and enjoys using Touch-Pay.

1. Anyone can use the system as long as you have a phone. (Save$$$$ on not having to buy a POS system)
2. Process Higher amounts then the competitors
3. Keep track of all your statements (mailed monthly)
24 hour support
4. Online track reporting
5. Easy to use quick touch entry

Are there any hidden fees?

No hidden or unnecessary fees involved. What you see is what you get with our touch pay system.

No Time Contracts!
No Termination Fee!
No Cancellation Fee!

Wireless Cost Comparison Chart

Below is a mobile credit card processing cost comparison chart of our fees and the competitors:

Option 1: (Lower Setup Fee) Sign Up Now

Fee Comparison	Touch-Pay	Touch Tone Competitor
Account Setup:	$19	$75 - $150
Application Fee:	None	$50 - $100
Discount Rate:	*2.19%	2.45 - 2.90%
Per Transaction Fee:	.65	$0.35 - $0.50
Phone Processing Fee:	None	$0.75 - $1.20
Batch Fee:	None	$0.35 - $0.50
Monthly Statement Fee:	$8.99	$10 - $15
Monthly Minimum:	None	$15 - $25
Online Reporting:	Free	$5 - $10/mo
Contract:	None	1 - 3 years
Cancellation Fee:	None	$250
Monthly Max Processing Limit:	$25,000 - $35,000/mo.	$5000/mo.

Option 2: (Lower % rate) Sign Up Now

Fee	Touch-Pay Option 2
Account Setup:	$29
Application Fee:	None
Discount Rate:	3.85%
None	None
Per Call (DialPay) Fee:	None
Batch Fee:	None
Monthly Statement Fee:	$8.99
Monthly Minimum:	None
Contract/Agreement:	Does have a 2 yr agreement.
Monthly Max Processing Limit:	$25,000 - $35,000/mo.

What is Mobile Commerce (M-Commerce)?

Where E-Commerce uses the Web on a computer screen to run transactions M-Commerce uses much smaller screens on mobile devices. Mobile Commerce connects business and customers via the Internet through wireless devices, cell phones, Palm Pilots, personal digital assistants, handhelds and basically any wireless device. It is important that your payment processing company provide a virtual terminal that can be viewed with a Palm Pilot or cell phone.

Many businesses in various mobile industries may find wireless credit card processing very appealing. These might include those involved in maintenance or delivery services to homes, towing companies, food delivery, transportation services, tradeshows, etc.

With mobile commerce, you don't need a phone jack or electrical outlet, and transactions basically take only a few seconds to complete.

Wireless credit card processing terminals are available in retail form (to swipe cards) or for real-time keyed in transactions.

Tip: You as a merchant will ALWAYS save money if you swipe rather than key in transactions.

Data-Time Mobile Service

Pretty soon most wireless companies will be charging their customers an extra fee for data-time instead of air-time, which means that you can have a dedicated connection to the Internet with your cell phone and only be charged when you send data. This allows a businessman to stay online with his wireless device connected to his payment terminal at all times, and only be charged when he keys in a transaction.

Remember, if your retail terminal or your computer is tied up, you can use the wireless option to supplement these other processing systems.

Wireless Terminal Statistics (Quick Facts)

Last year the amount of wireless terminals that were shipped worldwide were Over 470,000 units:

1. Ingenico - Over 285,000 Wireless Terminals
2. SchlumbergerSema - Over 38,000 Wireless Terminals
3. Sagem - Over 36,000 Wireless Terminals
4. Thales - Over 23,000 Wireless Terminals
4. Lipman - Over 22,000 Wireless Terminals

Mobile Credit Card Processing

2009-02-17T21:43:00.000-08:00

Processing using a Mobile Device (Wireless)

Mobile Credit Card Processing

The days of taking checks as payment and hoping to cash them later that evening and holding your breath that funds are available. Time and time again we are advancing into the age of mobile commerce and wireless payment processing. Convenience is everything in a world where demand and supply forces the merchant to provide quick and sufficient service wherever they may be. Only $19 Setup Fee

Mobile Credit Card Processing Info

Use any mobile device, such as your cell phone, credit card imprinter, virtual terminal, laptop, wireless pos terminal. Expand any type of business into a business on wheels. Businesses that are mobile have the ability to accept all major credit cards, debit cards, and checks using any mobile devices.

How to accept Credit Cards using a Cell phone.

The demand of Internet Businesses and Mobile businesses are growing at a heavy pace. The difference between accepting credit cards and debit over checks for the Mobile Merchant is a necessity. Take for instance; you are starting a new business and are mobile from home to home. What forms of payment will you be accepting? I would say a few years ago it would be check or cash. Now with technology and Mobile Credit Card processing you as the Merchant has the ability to accept major credit cards and instant check verification.

5 reasons to use Mobile Credit Card Processing.

1. No limit in accepting payments (greater clientele)
2. No more losing checks or cash money.
3. Customers feel more secure when your able to accept credit cards. (More validity to your business)
4. Its easy and simple.
5. Track all your statements online and manage your books.

TOUCH PAY SYSTEM

The Touch Pay allows access to mobile processing without purchasing an expensive POS system. If you are concerned of the uncertainty of your monthly volume and are trying to keep start up costs low the touch pay system is for you. All the transactions you accept are usually deposited into your account within 24-48 hours.

How Long does the application process take?

Most of the applications are approved on the same day or next day. You can begin processing credit cards by filling out our simple inquiry form and we will contact you immediately.

Simple Solution:

You can use any type of phone solution to use our touch pay system. Here are some of the benefits the merchant obtains and enjoys using Touch-Pay.

1. Anyone can use the system as long as you have a phone. (Save$$$$ on not having to buy a POS system)
2. Process Higher amounts then the competitors
3. Keep track of all your statements (mailed monthly)
4. 24 hour support
5. Online track reporting
6. Easy to use quick touch entry

Are there any hidden fees?

No hidden or unnecessary fees involved. What you see is what you get with our touch pay system.

No Time Contracts!
No Termination Fee!
No Cancellation Fee!

Mobile Cost Comparison Chart

Below is a mobile credit card processing cost comparison chart of our fees and the competitors:

Option 1: (Lower Setup Fee) Sign Up Now

Fee Comparison	Touch-Pay	Touch Tone Competitor
Account Setup:	$19	$75 - $150
Application Fee:	None	$50 - $100
Discount Rate:	*2.19%	2.45 - 2.90%
Per Transaction Fee:	None	$0.35 - $0.50
Phone Processing Fee:	None	$0.75 - $1.20
Batch Fee:	None	$0.35 - $0.50
Monthly Statement Fee:	$8.99	$10 - $15
Monthly Minimum:	None	$15 - $25
Online Reporting:	Free	$5 - $10/mo
Contract:	None	1 - 3 years
Cancellation Fee:	None	$250
Monthly Max Processing Limit:	$25,000 - $35,000/mo.	$5000/mo.

Option 2: (Lower % rate) Sign Up Now

Fee	Touch-Pay Option 2
Account Setup:	$29
Application Fee:	None
Discount Rate:	3.85%
Per Transaction Fee:	None
Per Call (DialPay) Fee:	None
Batch Fee:	None
Monthly Statement Fee:	$8.99
Monthly Minimum:	None
Contract/Agreement:	Does have a 2 yr agreement.
Monthly Max Processing Limit:	$25,000 - $35,000/mo.

What is Wireless Processing?

There are many companies who can benefit from Mobile Processing

Trade Shows, Carpet Cleaning, Mobile Salesman, Handyman, Contractors and much more.

With mobile commerce, you don't need a phone jack or electrical outlet, and transactions basically take only a few seconds to complete.

Wireless credit card processing using your cell phone is available in retail form (to swipe cards) or for real-time keyed in transactions.

Tip: You as a merchant will ALWAYS save money if you swipe rather than key in transactions.

Wireless Links

Government:
Federal Wireless Users Forum (FWUF)

URL: http://www.antd.nist.gov/fwuf/

Joint Wireless Working Group (JWWG)

URL: https://www.jwwg.net/

Secure Terminal Equipment (STE)

URL: http://ste.securephone.net/

Reference:
GSM Countries and Service Providers

URL: http://www.gsmworld.com

Wireless Credit Card Processing

2009-02-17T21:40:00.000-08:00

Wireless Credit Card Processing

Did you know that you can accept credit cards using your cell phone? Yes its true, processing Visa, MasterCard and other major credit cards is possible. Read the information below and learn how! Only $19 Setup Fee

Wireless Credit Card Processing Info

Credit card processing is as easy as bringing a wireless portable device, such as a pos terminal or cell phone, with you to any location and running a credit card transaction. Tip: With a wireless pos terminal you get the same discount rate as you would with a regular brick and mortar account.

How to accept Credit Cards using a Cell phone.

You can now accept credit cards using your cell phone. You can now have the ability to accept credit cards anywhere that you have a phone signal. You can also accept checks as well using your cell phone. With the technology today and advances in this industry the ability to be in business is truly a reality. The on the move business is so mainstream in the marketplace with tradeshows, flea markets, outside tent events, Carpet Cleaning, Locksmiths and much more. The Cell Phone for accepting credit cards is a must have for the entrepreneur in you.

TOUCH PAY SYSTEM

The Touch Pay allows access to mobile processing without purchasing an expensive POS system. If you are concerned of the uncertainty of your monthly volume and are trying to keep start up costs low the touch pay system is for you. All the transactions you accept are usually deposited into your account within 24-48 hours.

How Long does the application process take?

Most of the applications are approved on the same day or next day. You can begin processing credit cards by filling out our simple inquiry form and we will contact you immediately.

Simple Solution:

You can use any type of phone solution to use our touch pay system. Here are some of the benefits the merchant obtains and enjoys using Touch-Pay.

1. Anyone can use the system as long as you have a phone. (Save$$$$ on not having to buy a POS system)
2. Process Higher amounts then the competitors
3. Keep track of all your statements (mailed monthly)
4. 24 hour support
5. Online track reporting
6. Easy to use quick touch entry

Are there any hidden fees?

No hidden or unnecessary fees involved. What you see is what you get with our touch pay system.

No Time Contracts!
No Termination Fee!
No Cancellation Fee!

Cost Comparison Chart

Below is a wireless credit card processing cost comparison chart of our fees and the competitors:

Option 1: (Lower Setup Fee) Sign Up Now

Fee Comparison	Touch-Pay	Touch Tone Competitor
Account Setup:	$19	$75 - $150
Application Fee:	None	$50 - $100
Discount Rate:	*2.19%	2.45 - 2.90%
Per Transaction Fee:	.65	$0.35 - $0.50
Phone Processing Fee:	None	$0.75 - $1.20
Batch Fee:	None	$0.35 - $0.50
Monthly Statement Fee:	$8.99	$10 - $15
Monthly Minimum:	None	$15 - $25
Online Reporting:	Free	$5 - $10/mo
Contract:	None	1 - 3 years
Cancellation Fee:	None	$250
Monthly Max Processing Limit:	$25,000 - $35,000/mo.	$5000/mo.

Option 2: (Lower % rate) Sign Up Now

Fee	Touch-Pay Option 2
Account Setup:	$29
Application Fee:	None
Discount Rate:	3.85%
Per Transaction Fee:	None
Per Call (DialPay) Fee:	None
Batch Fee:	None
Monthly Statement Fee:	$8.99
Monthly Minimum:	None
Contract/Agreement:	Does have a 2 yr agreement.
Monthly Max Processing Limit:	$25,000 - $35,000/mo.

What is Wireless Processing?

With mobile commerce, you don't need a phone jack or electrical outlet, and transactions basically take only a few seconds to complete.

Wireless credit card processing using your cell phone is available in retail form (to swipe cards) or for real-time keyed in transactions.

Tip: You as a merchant will ALWAYS save money if you swipe rather than key in transactions.

Wireless Links

Government:
Federal Wireless Users Forum (FWUF)

URL: http://www.antd.nist.gov/fwuf/

Joint Wireless Working Group (JWWG)

URL: https://www.jwwg.net/

Secure Terminal Equipment (STE)

URL: http://ste.securephone.net/

Reference:
GSM Countries and Service Providers

Ingenico Products

2009-02-17T20:21:00.000-08:00

Ingenico Products

Merchant Account Sales!
Start Accepting Credit Cards!
APPLY ONLINE

Ingenico Products

Founded in France in 1980 by Jean-Jacques Poutrel, Ingenico has expanded worldwide as a result of implementing an aggressive acquisition strategy thus becoming the worldwide leader in secure transactions.
Today, Ingenico's headquarters are located in France, employing 2000 people, with a presence on every continent, managing 20 subsidiaries and working with 300 distributors around the world.

Website: www.ingenico.com

Ingenico 5100 Terminal
Ingenico 5300 Terminal
Ingenico 9200 Terminal
Ingenico entouch 3100 Terminal
Ingenico 510 Terminal
Ingenico 710 Terminal
Ingenico 712 Terminal
Ingenico 7300 Portable Terminal
Ingenico 7700 Portable Terminal
Ingenico Elite 730 Portable Terminal
Ingenico Elite 770 Portable Terminal
Ingenico 8200 Wireless Terminal
Ingenico 8500 Wireless Portable Terminal
Ingenico Elite 790 Wireless Terminal
Ingenico Encrypt 100 Pinpad
Ingenico 3010 Pinpad
Ingenico 3050 Pinpad
Ingenico 3300 Pinpad
Ingenico 3500 Pinpad
Ingenico 6200 Pinpad
Ingenico 6400 Pinpad
Ingenico 6500 Pinpad
Ingenico Elite 640 Pinpad
Ingenico entouch 1000 Pinpad
Ingenico Elite 210 Check Reader
Ingenico Elite 230 Check Reader
Ingenico 2600 Check Reader
Ingenico CMR 431 Check Reader
Ingenico CMR 430 Check Reader
Ingenico CMR 430CR Check Reader
Ingenico eN Check 2500 Check Reader
Ingenico eN Check 3000 Check Reader
Ingenico Scribe 612 Printer

LEARN MORE!

If you are currently processing ask us how we can help you switch (fast and easy)

ALL major credit & bank cards accepted along with checks
Single-source merchant services
Choice of equipment terminals (ask us what better suits your needs)
Online reporting / transaction management/ monthly statements
In-house RISK / UNDERWRITING departments
~~No High Prices~~
FREE American Express setup
FREE cost analysis & processing quotes
Discount POS Terminals and Equipment
Low Rates and Processing Fees
Quick Installation
Easy and Fast Approvals
Developer Support for Programmers
Real Time Internet Payment Processing
Experienced Company That You Can Trust
FREE 365 / 24 / 7 customer support

Terminal Sales (U.S. & Intl.)
ORDER ONLINE

Merchant Account Sales (U.S. & Intl.)
(971) 223-5632
Quick Apply (Short merchant pre-application form)

Not Happy with your Current Processor?
Give us a call!

SPECIAL DISCOUNTS for churches & non-profit companies

Email contact: InfoMerchant

Visit our new Portland Ask a Merchant Directory and Online Community.

Check out InfoFAQ Shopping Guides for useful information.

VeriFone Products

2009-02-17T20:20:00.002-08:00

VeriFone Products

Merchant Account Sales!
Start Accepting Credit Cards!
Quick Apply

VeriFone Products
VeriFone® is a division of Hewlett-Packard Company and the leading global provider of secure electronic-payment solutions for financial institutions, merchants and consumers. They have shipped more than 9 million payment systems, which are used in more than 100 countries.

Website: www.verifone.com

LEARN MORE!

If you are currently processing ask us how we can help you switch (fast and easy)

ALL major credit & bank cards accepted along with checks
Single-source merchant services
Choice of equipment terminals (ask us what better suits your needs)
Online reporting / transaction management/ monthly statements
In-house RISK / UNDERWRITING departments
~~No High Prices~~
FREE American Express setup
FREE cost analysis & processing quotes
Discount POS Terminals and Equipment
Low Rates and Processing Fees
Quick Installation
Easy and Fast Approvals
Developer Support for Programmers
Real Time Internet Payment Processing
Experienced Company That You Can Trust
FREE 365 / 24 / 7 customer support

Terminal Sales (U.S. & Intl.)
ORDER ONLINE

Merchant Account Sales (U.S. & Intl.)
(971) 223-5632
Quick Apply (Short merchant pre-application form)

Not Happy with your Current Processor?
Give us a call!

SPECIAL DISCOUNTS for churches & non-profit companies

Email contact: InfoMerchant

Visit our new Portland Ask a Merchant Directory and Online Community.

Check out InfoFAQ Shopping Guides for useful information.

Hypercom Products

2009-02-17T20:20:00.001-08:00

Hypercom Products

Hypercom

Merchant Account Sales!
Start Accepting Credit Cards!
Quick Apply

Hypercom Corporation is a leading, global provider of electronic payment solutions that add value for consumers, merchants and acquirers. Hypercom products include secure card payment terminals and web appliances, networking equipment and software applications for e-commerce, m-commerce, smart cards and traditional payment applications. It is a public corporation, traded on the New York Stock Exchange under the symbol HYC.

Headquartered in Phoenix, Arizona, USA, Hypercom maintains an installed base of more than 3.5 million card payment terminals operating in over 100 countries. Together, these terminals and appliances conduct more than 2.5 billion transactions every year.

Website: www.hypercom.com

LEARN MORE!

If you are currently processing ask us how we can help you switch (fast and easy)

ALL major credit & bank cards accepted along with checks
Single-source merchant services
Choice of equipment terminals (ask us what better suits your needs)
Online reporting / transaction management/ monthly statements
In-house RISK / UNDERWRITING departments
~~No High Prices~~
FREE American Express setup
FREE cost analysis & processing quotes
Discount POS Terminals and Equipment
Low Rates and Processing Fees
Quick Installation
Easy and Fast Approvals
Developer Support for Programmers
Real Time Internet Payment Processing
Experienced Company That You Can Trust
FREE 365 / 24 / 7 customer support

Terminal Sales (U.S. & Intl.)
ORDER ONLINE

Merchant Account Sales (U.S. & Intl.)
(971) 223-5632
Quick Apply (Short merchant pre-application form)

Not Happy with your Current Processor?
Give us a call!

SPECIAL DISCOUNTS for churches & non-profit companies

Email contact: InfoMerchant

Visit our new Portland Ask a Merchant Directory and Online Community.

Check out InfoFAQ Shopping Guides for useful information.

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Lipman Products

2009-02-17T20:18:00.000-08:00

Lipman Products

Merchant Account Sales!
Start Accepting Credit Cards!
Quick Apply

LIPMAN

Established in 1974, Lipman Electronic Engineering Ltd is a high technology publicly-held company whose shares are traded on the Tel-Aviv stock exchange. Our objective is to keep ahead of the competition through innovative action. Our business philosophy is to provide you with the most reliable, technologically advanced and most cost-effective product available.

The company is involved in the development, production and marketing of a broad line of sophisticated, microprocessor-based electronic equipment and computerized systems for advanced applications, incorporating optical imaging and scanning technologies. Following the tradition of over two decades of excellence in state-of-the-art products, the company continues to expand as a pace-setter in advanced communication and embedded system technologies.

Website: www.lipmanusa.com

LEARN MORE!

If you are currently processing ask us how we can help you switch (fast and easy)

ALL major credit & bank cards accepted along with checks
Single-source merchant services
Choice of equipment terminals (ask us what better suits your needs)
Online reporting / transaction management/ monthly statements
In-house RISK / UNDERWRITING departments
~~No High Prices~~
FREE American Express setup
FREE cost analysis & processing quotes
Discount POS Terminals and Equipment
Low Rates and Processing Fees
Quick Installation
Easy and Fast Approvals
Developer Support for Programmers
Real Time Internet Payment Processing
Experienced Company That You Can Trust
FREE 365 / 24 / 7 customer support

Terminal Sales (U.S. & Intl.)
ORDER ONLINE

Merchant Account Sales (U.S. & Intl.)
(971) 223-5632
Quick Apply (Short merchant pre-application form)

Not Happy with your Current Processor?
Give us a call!

SPECIAL DISCOUNTS for churches & non-profit companies

Email contact: InfoMerchant

Visit our new Portland Ask a Merchant Directory and Online Community.

Check out InfoFAQ Shopping Guides for useful information.

POS Terminal Companies

2009-02-17T20:17:00.001-08:00

POS Terminal Companies

Hypercom Products
Hypercom Corporation is a leading, global provider of electronic payment solutions that add value for consumers, merchants and acquirers. Hypercom products include secure card payment terminals and web appliances, networking equipment and software applications for e-commerce, m-commerce, smart cards and traditional payment applications. It is a public corporation, traded on the New York Stock Exchange under the symbol HYC.

Headquartered in Phoenix, Arizona, USA, Hypercom maintains an installed base of more than 3.5 million card payment terminals operating in over 100 countries. Together, these terminals and appliances conduct more than 2.5 billion transactions every year.

Website: www.hypercom.com

Lipman
Established in 1974, Lipman Electronic Engineering Ltd is a high technology publicly-held company whose shares are traded on the Tel-Aviv stock exchange. Their objective is to keep ahead of the competition through innovative action. Their business philosophy is to provide the most reliable, technologically advanced and most cost-effective product available.

Today, Lipman’s main product line revolves around the design and manufacture of advanced wireless and tel-line point-of-sale (POS) terminals and cash registers, betting and home services terminals, thermal and impact printers, PIN pads, smart-card readers, coin-operated or credit/debit/smart card controllers for integration into vending machine, commercial washer/dryer payment systems or numerous other card-type payment applications.

Lipman continually strives to manufacture unique and sophisticated products that are: low-cost, simple to operate and program, systematically flexible being based upon well-thought out hardware/software integration, and finally but not least, quality assured. The engineering development department is continually researching new concepts and has demonstrated its ability to quickly respond to the ever present technological changes characterizing the field of data communications.

Website: www.lipmanusa.com

Ingenico Products

Merchant Account Sales!
Start Accepting Credit Cards!
APPLY ONLINE

Ingenico Products

Dassault AT
Dassault AT of America (DAToA) is based in Atlanta Georgia and is part of a world wide group with their head quarters located in Paris France. Offices world wide include Paris France, Madrid Spain, Bad Hersfeld Germany and Atlanta Georgia. Dassault sells terminals to all parts of the world and is the leader in Smart Card terminals installed world wide.

Dassault has been in the EFT/POS business for 15+ years. The US operation has been in existence for three years. Dassault has enjoyed a world wide leadership role in the EFT/POS industry for many years. They currently are 7th in world wide EFT/POS installations and 1st in installed Smart Card terminals.

LEARN MORE!

If you are currently processing ask us how we can help you switch (fast and easy)

ALL major credit & bank cards accepted along with checks
Single-source merchant services
Choice of equipment terminals (ask us what better suits your needs)
Online reporting / transaction management/ monthly statements
In-house RISK / UNDERWRITING departments
~~No High Prices~~
FREE American Express setup
FREE cost analysis & processing quotes
Discount POS Terminals and Equipment
Low Rates and Processing Fees
Quick Installation
Easy and Fast Approvals
Developer Support for Programmers
Real Time Internet Payment Processing
Experienced Company That You Can Trust
FREE 365 / 24 / 7 customer support

Terminal Sales (U.S. & Intl.)
ORDER ONLINE

Merchant Account Sales (U.S. & Intl.)
(971) 223-5632
Quick Apply (Short merchant pre-application form)

Not Happy with your Current Processor?
Give us a call!

SPECIAL DISCOUNTS for churches & non-profit companies

Email contact: InfoMerchant

Visit our new Portland Ask a Merchant Directory and Online Community.

Check out InfoFAQ Shopping Guides for useful information.

credit card terminals POS Terminal Info

2009-02-17T20:15:00.000-08:00

We can provide you with best credit card terminals available in the market today. If you are looking for small business, restaurant, trade shows or any type of business you have.

POS Terminal Info

How does the processor receive funds from a credit card terminal?

The card is swiped on either a pos terminal or virtual terminal gateway through the network. The terminal connects with the processors' computer and they recognize each other which verifies to run the transaction. The data is verified which is card number, date, card number and amount. Then the processor chooses which route it needs to go to either Visa or MasterCard, which gives you the authentication in a matter of seconds. Then the information is logged in the processors' computer and then transmitted back to the terminal, in which it then prints a receipt to the customer. Then from the logged information on the processors' database reports are generated and sent to the merchant. Then the processor batches that information and in a few days usually it is electronically deposited to the merchant account.

We have the best selection of Credit Card Terminals and prices. Here is some of the major Credit Card Terminal Companies in the United States and around the World.

Verifone
Hypercom
Lipman (Nurit)
Ingenico
Eclipse

Terminal Statistics (Quick Facts)

Last year the amount of terminals that were shipped in the U.S. were Over 1.5 million:

1. Verifone - Over 584,000 POS Terminals
2. Hypercom - Over 517,000 POS Terminals
3. Ingenico - Over 190,000 POS Terminals
4. Lipman - Over 166,000 POS Terminals
5. Thales - Over 44,000 POS Terminals

Note: We sells and support the most popular POS Terminals for most types of businesses.

Credit Card Payment Terminals

InfoMerchant Supports the Most Popular Terminals

Infomerchant is the smart choice for worry-free electronic processing because of a commitment to provide merchants with the latest in Point-of-Sale (POS) technology and equipment. InfoMerchants pricing is very competitive and the best in the world of POS terminals. You can either buy the system outright for a one-time purchase price or lease your equipment over a two year period with a final buy-out payment.

Discount Terminals


Verifone Omni 3200	Verifone 460 Payment Terminal


Verifone Tranz 420	Verifone Tranz 330 & 380

POS Terminal and PC Software

If you already have POS equipment we can offer to purchase your old equipment as part trade fore service and a new terminal.

Call for prices! We offer the best POS terminal pricing around!

For storefront businesses, accepting credit cards (or debit cards) can be most efficient with a point-of-sale terminal. The terminals allow you to track credit card and debit card sales a provide a terminal report.

Print receipts for customers or bookkeeping and more.

Learn how to accept Credit, Debit, Electronic Check Conversion on a Single Terminal.

LEARN MORE!

If you are currently processing ask us how we can help you switch (fast and easy)

ALL major credit & bank cards accepted along with checks
Single-source merchant services
Choice of equipment terminals (ask us what better suits your needs)
Online reporting / transaction management/ monthly statements
In-house RISK / UNDERWRITING departments
~~No High Prices~~
FREE American Express setup
FREE cost analysis & processing quotes
Discount POS Terminals and Equipment
Low Rates and Processing Fees
Quick Installation
Easy and Fast Approvals
Developer Support for Programmers
Real Time Internet Payment Processing
Experienced Company That You Can Trust
FREE 365 / 24 / 7 customer support

Terminal Sales (U.S. & Intl.)
ORDER ONLINE

Merchant Account Sales (U.S. & Intl.)
(971) 223-5632
Quick Apply (Short merchant pre-application form)

Not Happy with your Current Processor?
Give us a call!

SPECIAL DISCOUNTS for churches & non-profit companies

Email contact: InfoMerchant

Visit our new Portland Ask a Merchant Directory and Online Community.

Check out InfoFAQ Shopping Guides for useful information.

PC, Modem and DSL Credit Card Processing

2009-02-17T20:14:00.002-08:00

PC, Modem and DSL Credit Card Processing

Reduces Errors - Eliminates the need to re-enter transaction information at the register and stand-alone terminals, thus reducing the chance of mistakes.

Creates Transaction Database - Stores transaction information inside a database for as long as you want, thus allowing the ability to retrieve relevant information pertaining to your business.

Increases Accountability - Makes it easy to confirm whether you have received the proper amount of credit for each transaction .

Performs Address Verification - Address Verification gives you the assurance that the billing address given by your customer matches that on file with their credit card bank. This eliminates the chance of shipping to someone using a stolen credit card, saving you from a chargeback.

Minimizes Fraud - Check multiple amounts of information, such as zip code and street address (AVS), to confirm legitimacy of the card transaction.

Quicker Transactions - Allows you to send multiple transactions as a batch, thus reducing authorization time to as little as three seconds per transaction.

Eliminates Equipment - Multiple registers can share one modem, and phone line to process transactions, thus saving money.

Lowers Transaction Fees - Processes transactions electronically which is faster and less expensive than paper processing costs.

Faster Billing - Makes it easy to build and process a batch of transactions as often as needed, great for recurring billing.

Network Ready - PC Charge can run on a network so multiple terminals can process transactions simultaneously, improving efficiency.

LEARN MORE!

If you are currently processing ask us how we can help you switch (fast and easy)

ALL major credit & bank cards accepted along with checks
Single-source merchant services
Choice of equipment terminals (ask us what better suits your needs)
Online reporting / transaction management/ monthly statements
In-house RISK / UNDERWRITING departments
~~No High Prices~~
FREE American Express setup
FREE cost analysis & processing quotes
Discount POS Terminals and Equipment
Low Rates and Processing Fees
Quick Installation
Easy and Fast Approvals
Developer Support for Programmers
Real Time Internet Payment Processing
Experienced Company That You Can Trust
FREE 365 / 24 / 7 customer support

Terminal Sales (U.S. & Intl.)
ORDER ONLINE

Merchant Account Sales (U.S. & Intl.)
(971) 223-5632
Quick Apply (Short merchant pre-application form)

Not Happy with your Current Processor?
Give us a call!

SPECIAL DISCOUNTS for churches & non-profit companies

Email contact: InfoMerchant

Visit our new Portland Ask a Merchant Directory and Online Community.

Check out InfoFAQ Shopping Guides for useful information.

Mail Order Credit Card Processing

2009-02-17T20:14:00.001-08:00

Mail Order Credit Card Processing

Our team makes it possible to conduct face to face, mail order, telephone order or Internet orders with easy-to-use software available for your PC. Whether IBM compatible or Apple Macintosh, all you need is a modem to process your transactions and accept payments. There's no need to invest in POS hardware, and you can send transactions individually or on a batch basis. We definitely recommend you discuss these options with our customer service to streamline your best direction in this.

Mail Order Processing Info

Before the Internet there were catalog companies who would take orders through the phone or send in the mail or write down Credit Card info. The customer is never associated with the merchant and it’s basically the old school way of taking and filling orders.

LEARN MORE!

If you are currently processing ask us how we can help you switch (fast and easy)

ALL major credit & bank cards accepted along with checks
Single-source merchant services
Choice of equipment terminals (ask us what better suits your needs)
Online reporting / transaction management/ monthly statements
In-house RISK / UNDERWRITING departments
~~No High Prices~~
FREE American Express setup
FREE cost analysis & processing quotes
Discount POS Terminals and Equipment
Low Rates and Processing Fees
Quick Installation
Easy and Fast Approvals
Developer Support for Programmers
Real Time Internet Payment Processing
Experienced Company That You Can Trust
FREE 365 / 24 / 7 customer support

Terminal Sales (U.S. & Intl.)
ORDER ONLINE

Merchant Account Sales (U.S. & Intl.)
(971) 223-5632
Quick Apply (Short merchant pre-application form)

Not Happy with your Current Processor?
Give us a call!

SPECIAL DISCOUNTS for churches & non-profit companies

Email contact: InfoMerchant

Visit our new Portland Ask a Merchant Directory and Online Community.

Check out InfoFAQ Shopping Guides for useful information.

Sitemap | About | Contact Us | Privacy

Process Orders by Telephone

2009-02-17T20:13:00.000-08:00

Process Orders by Telephone

Telephone processing allows merchants to authorize, capture and settle credit card transactions using a touchtone telephone, including cellular phones! It offers low-volume merchants a simple and affordable alternative to terminal, software, Internet, and paper-based credit card transaction processing.

If you are a Home Based Business or just starting out and expect low sales volume less than $1,500 per month, Check out our telephone service that we provide.

By dialing an 800 number, merchants are connected to our interactive voice response (IVR) unit. The merchant simply uses their touchtone keypad to enter that authorization request. Once approved, the transaction is automatically captured and settled to the merchant’s credit card account.

Telephone Processing Info

With phone processing you can call a number, which you give them a credit card number and pertinent information to the processing company, which runs the transaction and then gives you the confirmation. Once this information is received the merchant can write out a receipt to give to their customer.

Settlement occurs automatically once a day or can be initiated by the merchant at any time, Merchants also can access batch settlement totals to review and track daily activity.

Our system delivers step by step instructions and allows for the transaction of credit cards via cell phone and or Home phone.

Our Service Grows With Your Business

If your needs grow and you decide you require a high-speed POS terminal, you can enjoy a discount on starting up a POS terminal account. We can get you started with a Credit Card Terminal at fraction of the costs from competitors.

LEARN MORE!

If you are currently processing ask us how we can help you switch (fast and easy)

ALL major credit & bank cards accepted along with checks
Single-source merchant services
Choice of equipment terminals (ask us what better suits your needs)
Online reporting / transaction management/ monthly statements
In-house RISK / UNDERWRITING departments
~~No High Prices~~
FREE American Express setup
FREE cost analysis & processing quotes
Discount POS Terminals and Equipment
Low Rates and Processing Fees
Quick Installation
Easy and Fast Approvals
Developer Support for Programmers
Real Time Internet Payment Processing
Experienced Company That You Can Trust
FREE 365 / 24 / 7 customer support

Terminal Sales (U.S. & Intl.)
ORDER ONLINE

Merchant Account Sales (U.S. & Intl.)
(971) 223-5632
Quick Apply (Short merchant pre-application form)

Not Happy with your Current Processor?
Give us a call!

SPECIAL DISCOUNTS for churches & non-profit companies

Email contact: InfoMerchant

Visit our new Portland Ask a Merchant Directory and Online Community.

Check out InfoFAQ Shopping Guides for useful information.